🧮 The Salary Calculator

Find out exactly what you take home after tax. Enter your salary, pick your country, and see a full breakdown of income tax, social contributions, pension, and more — across 12 countries and all 50 US states.

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United Kingdom

GBP · 2024/25 rates

Income Tax Bands

Tax-free allowance£13k
£0 – £50k20%
£50k – £125k40%
£125k+45%

Personal allowance tapers by £1 for every £2 above £100k, reaching £0 at £125,140.

Social Contributions

National Insurance8%
from £13kcap £50k/yr
National Insurance (upper)2%
from £50k

Your Numbers

Gross income£35,000
Taxable income£33,250
Income tax£4,136
Social£1,654
Pension£1,750

How it works

Enter your annual salary and the calculator applies the correct income tax brackets, National Insurance (or social contributions), pension deductions, and any extras like overtime or bonuses — giving you an accurate monthly or weekly take-home figure.

Countries covered

United Kingdom, United States (all 50 states + DC), Germany, France, Spain, Portugal, Singapore, Hong Kong, UAE, Saudi Arabia, Egypt, and Turkey. All rates are updated for the 2024/25 tax year.

What's included

Income tax at the correct marginal rates, employee social contributions (NI, CPF, GOSI, CSG etc.), pension contributions, UK student loan plans, Germany's Kirchensteuer, Singapore CPF by age bracket, and Hong Kong's standard-rate cap.

UK tax explained

In the UK, the first £12,570 of income is tax-free (personal allowance). You then pay 20% on income up to £50,270, 40% up to £125,140, and 45% above that. National Insurance adds a further 8% between £12,570 and £50,270. Most employees are also auto-enrolled into a workplace pension at a minimum 5% employee contribution.

US federal vs state tax

Americans pay federal income tax at rates from 10% to 37%, plus FICA (Social Security 6.2% and Medicare 1.45%). On top of that, most states levy their own income tax — from a flat 3% to over 13% in California. Nine states including Texas, Florida, and Alaska have no state income tax at all.

Tax-free countries

The UAE and Saudi Arabia levy no personal income tax on employment income — residents keep 100% of their salary (though Saudi nationals pay GOSI social contributions). Hong Kong uses a unique system where you pay whichever is lower: progressive rates up to 17%, or a flat 15% on gross income.